Kidnap and Ransom

Kidnapping, extortion and malicious threats can have a sudden and devastating impact on corporations, individuals and their families. At Visionary Limited, our goal is to protect our clients from ‘bad people doing bad things’. We can offer financial protection and a world class crisis response. 

Coverage
We provide protection against: 

  • Kidnap, including virtual and express kidnap;

  • Malicious Detention;

  • Extortion;

  • Hijack;

  • Malicious Threat;

  • Unexplained Disappearance;

  • Hostage Situations;

  • Criminal Assault;

  • Stalking Threat.

In addition to the reimbursement of the ransom payment, including a confiscated or stolen ransom, this insurance also reimburses the costs associated with: 

  • Loss of income for the victim(s)/others involved in the crisis;

  • Travel, accommodation and relocation costs for victim(s)/others;

  • Rest and rehabilitation for the victim(s);

  • Injury and death of the victim(s);

  • Legal and medical fees;

  • Public relations costs where required;

  • Miscellaneous additional expenses associated with resolving the incident;

  • Financial protection for the policyholder if they are held liable for the crisis that has occurred.

We can also extend cover to include critical evacuation, express kidnap, child abduction and malicious assault. 

Region
Historically, kidnap & ransom was a specific risk faced only by families and businesses operating in potentially dangerous locations. Today, kidnap and ransom insurance can be purchased on a worldwide basis, providing protection both at home and overseas. 

24/7 Crisis Response
The policy includes 24/7 access to a dedicated response team that is ready to mobilise whenever an insured crisis event takes place, anywhere in the world. Your response team will guide you through every aspect of the scenarios covered until, and only when, a safe resolution is achieved. 

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